Vice President, ABS Structuring & Analytics

Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.

Markets provides solutions to clients with the means to manage their exposure through various derivatives, lending and cash products across Structured Products Group, Macro, Equities, Municipal Products Group, Credit Sales & Trading.

About this role:

Wells Fargo is seeking an ABS Structurer at the Vice President level to join our team within the Asset Backed Securitization Group (ABS). ABS provides financing and capital markets solutions to entities that own, originate, or service consumer and commercial assets. The Structuring & Analytics team within ABS is responsible for the front-office analytical aspects of the business including structuring and modeling term securitization and loan transactions backed by assets including but not limited to auto loans and leases, credit card receivables, consumer loans, timeshare receivables, equipment loans and leases, royalty payments, and operating assets such as containers, railcars, and aircraft.

In this role, you will:

• Structure and run modeling scenarios for term ABS securitization, warehouse, and term loan transactions backed by commercial and consumer assets
• Utilize knowledge of analytical tools, rating agency methodologies, and market conditions to develop appropriate capital structure for transactions in conjunction with banking team
• Reverse engineer deals using Intex Dealmaker, Excel, VBA, and rating agency tools
• Review deal documents (offering circular, indenture, term sheets, credit agreements) to ensure documents and modeling are consistent
• Explain key structural features and modeling results to banking team, credit officers, issuers, and investors
• Provide quantitative analyses required for internal credit packages in support of our lending business
• Review analysis results and offer recommendations to improve capital structure efficiency
• Interact with syndicate and salespeople in support of marketing activities

Required Qualifications:

• 5+ years of Investment Banking experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 5+ years of experience in commercial and consumer structured products
• 5 years capital markets industry experience. Experience in structuring and modeling ABS or similar CLO, CMBS, RMBS, products is preferred
• Intermediate Microsoft Office skills, superior knowledge of Excel and VBA programming
• Strong technical and analytical skills including financial analysis
• Knowledge of fixed income mathematics
• Familiarity with Intex and rating agency tools and methodology
• Excellent verbal, written, and interpersonal communication skills
• Effective organizational, multi-tasking, and prioritizing skills with attention to detail
• Ability to work effectively, as well as independently, in a team environment
• Ability to work in a fast-paced deadline driven environment
• A BS/BA degree or higher in a quantitative field or business degree with quantitative emphasis

Job Expectations:

• Ability to travel up to 10% of the time
• Registration for FINRA Series SIE, 63 and 79 must be completed within 90 days of hire date, if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
• This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
• Visa sponsorship is not available
• Ability to travel up to 50% of the time

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.