Risk Manager

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

You will be responsible for supporting risk management oversight to Visa Direct including Visa Payments Limited (VPL), The Currency Cloud Limited (TCCL), B2B Connect, VGSI, and YellowPepper.  A solid foundation in risk management ensures the Visa Direct organization maintains a strong reputation at the forefront of the payments industry and supports its long-term growth strategy. You will provide support with second line risk and controls assurance to the whole Visa Direct team, and support the design and implementation of appropriate risk oversight and ensure risks are identified and managed within Visa’s Risk Appetite. 

You will provide support and assist the Visa Direct Risk team to manage risk relationships across Visa Direct and Visa globally, as well as externally with Regulatory bodies, auditors and professional assessors. Strengthening the Second Line of Defense and ensuring adequate controls assurance of first line of defense risk and control teams within Visa Direct.  

Key Responsibilities:

• Responsible for Risk management oversight at Visa Direct.
• Provide support in embedding strong risk culture across the Visa Direct Organization
• Pro-actively collaborate internally with Risk colleagues and with Head of functions and senior management at Visa Direct business to identify, manage and mitigate key areas of risk, including but not limited to, strategic, financial, operational, ecosystem and legal and compliance risks
• Maintain risk register, key risk indicators and management reporting on business unit risk profiles to highlight risks that warrant attention and escalate issues to management  
• Oversee Risk and Control Self-Assessments and provide constructive challenge to uplift control design and effectiveness to reduce risk exposure
• Design Risk control testing to augment and support business unit and second line risk program testing efforts
• Provide oversight of business unit incidents, events and issues management
• Establish and oversee deployment of processes to deliver ongoing and adequate monitoring, testing and reporting of risks
• Implement Visa's enterprise risk management policy, including providing support to enhance company-wide processes and to strengthen risk management capabilities
• Contribute to the effective oversight of enterprise risks by providing risk reporting to the Business Leadership of Visa Direct, VPL, TCCL and other entities within Visa Direct, Risk Committees and the respective Board of the entities, including through enhanced use of Key Risk Indicators and analytics
• Encourage and provide support to first line in adoption of Digitization through use of Visa’s Enterprise Risk Management tool as Source of record for Visa’s risks and controls.

We are currently operating a hybrid work policy, with the expectation being 3 days in the London Paddington office.

Qualifications

• Demonstrable experience in Risk Management
• A good understanding of the payments industry and financial services, payment products and services, and of wider economic / competitive landscape
• Excellent knowledge and understanding of risk management practices: experience in identifying, assessing, managing and reporting risk, gained across different risk types
• Strong understanding of Financial, Compliance and Technology related risks including but not limited to Payment Service regulations.
• Experience in collaborating cross-functionally to ensure risk assessments are comprehensive
• Display effective communication skills to advise and influence Heads of functions, Senior Directors, and other leadership team members across Visa Direct.
• Capability to recognize and understand root causes, patterns, or trends across a broad spectrum of activity that could result in risk to the organization
• Produce impactful management information and support informed executive decision making
• Clear thinker with strong technical and data analysis skills, plus solid business acumen, management, and problem-solving skills
• Knowledge and understanding of relevant regulation and experience of working with regulators
• Proficiency in MS Word, Excel, Access, PowerPoint
• Ability to quickly understand complex and fast-moving topics and identify key points and go forward plans with limited information
• Champion the establishment of training and awareness programs to build general acumen on processes, risks, and controls standards
• Experience in the effective use of Risk management tools
• Educated to degree level or hold equivalent professional experience in Accounting, Finance or Business
• Top 4 accounting and consulting experience desirable

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.