Senior Financial Analyst

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

The Senior Financial Analyst will serve as a strategic finance partner for the Client Services  Organization, supporting business leaders through financial planning, forecasting, performance analysis, and decision-support analytics. This individual will deliver actionable insights, drive financial rigor, and help the organization make informed investment and resource allocation decisions.

The successful candidate will possess strong analytical capabilities, exceptional business acumen, and the ability to effectively communicate financial insights to both finance and non-finance stakeholders.

AI-Enabled Finance

• Demonstrate proficiency in leveraging AI-powered tools and analytics solutions to improve productivity, generate insights, automate repetitive tasks, and enhance decision-making.

• Apply AI technologies responsibly and effectively in financial analysis, forecasting, reporting, and business case development.

• Continuously identify opportunities to modernize finance processes through emerging technologies, data analytics, generative AI, and automation capabilities.

• Partner with business and technology teams to promote adoption of AI-enabled finance solutions while maintaining governance, data integrity, and compliance standards.

Financial Planning & Analysis

• Lead budgeting, forecasting, and outlook processes for assigned team.

• Develop and maintain financial models that support strategic planning and investment decision-making.

• Perform scenario planning, sensitivity analysis, and long-range forecasting.

• Analyze revenue, expense, headcount, and operational performance trends.

Business Partnership

• Serve as a trusted advisor to business leaders and functional teams.

• Partner with stakeholders to evaluate strategic initiatives, investments, and business opportunities.

• Provide recommendations to optimize financial performance and resource allocation.

• Support workforce planning and organizational investment decisions.

Reporting & Analytics

• Prepare monthly, quarterly, and annual management reporting packages.

• Conduct variance analysis versus budget, forecast, prior year, and strategic plans.

• Develop KPI dashboards and performance metrics that enable informed decision-making.

• Synthesize complex financial information into concise executive-level presentations.

Process Improvement & Automation

• Identify opportunities to improve finance processes, reporting efficiency, and data quality.

• Drive automation and standardization of recurring analyses and reports.

• Leverage modern analytics tools to improve forecasting accuracy and decision support.

• Collaborate with Finance Transformation and Data teams to enhance reporting capabilities.

Cross-Functional Collaboration

• Collaborate effectively with Accounting, HR, Operations, Product, Technology, Risk, Client Services, and other business partners.

• Support business reviews, planning cycles, and executive presentations.

• Participate in strategic projects and ad hoc analyses as required.

This position is a Hybrid position to be based in our Miami, FL office location. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA,  JD, MD) or up to 3 years of relevant experience with a PhD

• 5 or more years of relevant work experience with a Bachelor's Degree in Finance, Accounting, Economics, Business, or a related field; or 3 or more years of experience with an Advanced Degree (e.g., MBA, Master's degree).

• 6+ years of experience in FP&A, corporate finance, strategic finance, or business finance.

• Strong financial modeling, forecasting, budgeting, and analytical skills.

• Advanced Microsoft Excel and PowerPoint capabilities.

• Experience with Oracle EPM, Hyperion, SAP, Anaplan, Adaptive Planning, or similar platforms.

• Experience using Power BI, Tableau, or other data visualization tools.

• Ability to influence business decisions through fact-based analysis and executive communication.

• Demonstrated success operating in a fast-paced, matrixed environment.

• Experience using AI-enabled productivity, analytics, or finance tools.

• Key Competencies:

• Strategic Financial Planning; Forecasting & Budgeting; Financial Modeling; Business Partnership; Executive Communication; Data Analytics; AI-Enabled Finance; Variance Analysis; Decision Support; Process Improvement; Problem Solving; Stakeholder Management

U.S. Applicants Only

The estimated salary range for this position is $109,800.00 to $ 175,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.