Lending Quality Control Analyst

Your role

• Perform reviews of residential mortgage loan originations to ensure compliance with applicable consumer compliance regulations (including but not limited to TILA, RESPA,, ECOA, FCRA, Flood), and Bank policy/procedure.
• Perform reviews of quality and validity reports for residential and commercial mortgages to ensure accuracy of Home Mortgage Disclosure Act (HMDA) data being collected.
• Perform reviews of HMDA-reportable applications for residential and commercial mortgages to ensure the accuracy of HMDA data being collected.
• Perform reviews of the vendor’s assessment of the Bank’s compliance with servicing-related consumer compliance regulations.
• Demonstrate the ability to assist performing a detailed analysis of mortgage loan documents and their compliance with applicable federal and state regulations and with Bank policy and procedure.
• Assist in organizing and maintaining data using various systems. Document and communicate the results of the reviews.
• Recommend reasonable corrective action relative to quality control findings.
• Assist with timely and accurate reporting of all quality control findings, action plans and root cause analyses.
• Appropriately raise and/or escalate problems and issues to management.
• Have a friendly, positive and professional demeanor and a willingness to grow.
• Provide excellent oral and written communications (detail-oriented).

Join us

At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.
We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.

Your team

This position is for a "Mortgage Loan Quality Analyst" role within the Banking Americas
Group of "Global Wealth Management" (GWM).

The Mortgage Loan Quality Program includes pre-funding and post-closing quality control functions such as: timely and accurate file reviews, issue identification, action planning, remediation, communication and thorough reporting.

Your expertise

• At least five years of recent residential mortgage experience in consumer compliance.
• Strong understanding of mortgage lending including underwriting, operations and mortgage compliance
• Working knowledge of the current FNMA, FHLMC, etc. Quality Control standards a plus.
• Accurate ability to perform in-depth reviews of residential loan files in accordance with internal and external Quality Control standards.
• Ability to demonstrate a Control mind-set and to make decisions and propose recommendations to mitigate or reduce risk to the business
• Proficient in Microsoft Word, Excel, PowerPoint, Outlook and Visio (report building a plus).
• Ability to work with changing and challenging deadlines and multitask
• Strong communication skills – both verbally (assertive, clear, direct) and written (proposals, presentations, reporting)
• An expert problem solver

About us

UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.
We know that great work is never done alone. That’s why we place collaboration at the heart of everything we do. Because together, we’re more than ourselves. Want to find out more? Visit ubs.com/careers.