Technical Engineering Director – Auto Loan Originations & Dealer Platforms

Overview

Who we are

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, TN, 'job flexibility benefits' (also known as I-140 or Adjustment of Status portability), etc. now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

This position is based in Plano, TX. 

Who We're Looking For

Toyota Financial Services is seeking a Technical Engineering Director to lead the design, development, modernization, and delivery of enterprise-scale solutions across Auto Loan Originations, Dealer Platforms, Consumer Lending, and Credit Decisioning systems.

This is a hands-on technology leadership role responsible for driving engineering strategy, architecture, platform modernization, and software delivery. The ideal candidate combines deep software engineering expertise with a strong understanding of automotive finance and lending ecosystems and can provide technical leadership across distributed engineering teams.

The successful candidate will be responsible for building scalable, secure, resilient, and high-performing platforms while leading engineers through complex business and technology transformations.

What You'll Be Doing

As a Technical Engineering Director, you will:

• Lead the architecture, design, and development of mission-critical applications supporting auto loan originations, dealer desking, credit decisioning, pricing, incentives, funding, and servicing workflows.

• Provide hands-on technical leadership and engineering direction to multiple Agile development teams.

• Drive engineering best practices across architecture, coding standards, API design, security, observability, resiliency, and cloud-native development.

• Partner with Product Management, Enterprise Architecture, Security, and Business teams to translate business objectives into scalable technical solutions.

• Lead solution architecture reviews and technical design sessions to ensure long-term maintainability and platform scalability.

• Guide engineering teams through complex integrations with internal and external systems, including dealer platforms, credit bureaus, identity providers, and third-party vendors.

• Establish and enforce engineering standards for: Microservices Architecture, API-First Development, Event-Driven Systems, CI/CD Pipelines, Cloud-Native Applications, and Secure Software Development Practices

• Drive modernization initiatives involving legacy platform decomposition, application refactoring, and migration to modern cloud architectures.

• Oversee application performance, reliability, availability, security, and production readiness.

• Partner with DevOps and SRE teams to improve operational excellence through automation, monitoring, alerting, and incident management practices.

• Mentor and develop engineers, technical leads, and architects while fostering a culture of engineering excellence and continuous learning.

• Participate in key technical decisions, architecture reviews, code reviews, and production support escalations when needed.

• Promote the adoption of AI-assisted development tools, engineering productivity platforms, and modern software engineering practices.

Technical Leadership Responsibilities

• Define and communicate the technical roadmap for Originations and Dealer Platform initiatives.

• Ensure alignment with enterprise architecture standards and technology strategy.

• Lead architecture decisions involving: Spring Boot Microservices, Event-Driven Architecture, API Gateways, Auth0 and modern Identity & Access Management (IAM) solutions, Container Platforms, and Cloud Services

• Evaluate and implement emerging technologies that improve reliability, scalability, security, developer productivity, and customer experience.

• Drive technical governance, architecture reviews, and engineering quality standards across teams.

• Collaborate with business and technology leaders to ensure engineering investments align with strategic objectives.

Engineering Excellence

• Establish engineering metrics focused on: Code Quality, Test Automation, Deployment Frequency, Lead Time, Change Failure Rate, and  System Reliability

• Drive continuous improvements in: CI/CD Maturity, Release Automation, Security Practices, Technical Debt Reduction, Observability and Monitoring

• Foster a culture of accountability, ownership, innovation, and continuous improvement.

• Ensure engineering teams consistently deliver secure, scalable, and maintainable solutions.

What You Bring

• Bachelor's degree in Computer Science, Software Engineering, Engineering, or a related field.

• 10+ years of software engineering experience, including leadership of enterprise engineering teams.

• Proven experience designing and delivering large-scale distributed systems.

• Strong hands-on expertise in: Java, Spring Boot, Microservices Architecture, REST APIs, Event-Driven Systems, and Integration Patterns

• Experience building cloud-native applications using Azure, AWS, or Google Cloud Platform.

• Strong understanding of: Containerization (Docker, Kubernetes, OpenShift), CI/CD Pipelines, DevSecOps Practices, API Management, Identity & Access Management (IAM), Auth0, OAuth2/OpenID Connect (OIDC), Single Sign-On (SSO), and Role-Based Access Control (RBAC)

• Experience leading architecture and integration efforts across multiple platforms and teams.

• Deep understanding of SDLC, Agile delivery methodologies, and engineering operating models.

• Ability to balance strategic planning with hands-on technical execution.

• Strong leadership, communication, and stakeholder management skills.

Domain & Platform Experience

• Strong understanding of auto finance, consumer lending, loan originations, and dealer ecosystems.

• Experience delivering solutions involving: Dealer Desking, Credit Decisioning, Loan Originations, Rehashing, Pricing Engines, Incentives and Subvention Programs, and Funding Workflows

• Knowledge of regulatory, compliance, security, and operational considerations within financial services environments.

Preferred Experience

• Experience leading engineering teams supporting Auto Finance or Consumer Lending platforms.

• Experience integrating with: Experian, TransUnion, Equifax, Plaid, Dealertrack, RouteOne

• Experience with: Auth0, OAuth2, OIDC, SAML, and JWT-based authentication, API Gateway technologies, Apache Camel, Event Streaming Platforms (Kafka, Event Hub, etc.) and Enterprise Integration Patterns

• Experience implementing cloud-native architectures and platform modernization initiatives.

• Exposure to AI-assisted software development and engineering productivity tools such as GitHub Copilot.

• Demonstrated success improving engineering maturity, delivery performance, platform reliability, and operational excellence.

Belonging at Toyota

Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com.