FinCrime Analyst (Business Merchant Acquiring)

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for a Financial Crime Analyst to manage our enhanced due diligence processes for business merchant acquiring operations. You'll analyse complex financial crime cases, manage risks, and make independent decisions that impact Revolut’s risk profile.

To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Conducting research and document checks to onboard businesses and sole traders into acquiring products
• Undertaking financial crime risk assessments via internal and external sources for all new applications
• Monitoring ongoing transactional activity of businesses and sole traders to identify patterns that deviate from their profile
• Detecting and reporting suspicious activity, including the predicate offences of money laundering and terrorist financing
• Ensuring all documents submitted for customer due diligence (CDD) are in line with internal policies
• Identifying and analysing alerts generated by the monitoring system to identify potentially suspicious activity
• Escalating any red flags and potential risks to the escalations team
• Handling sensitive or confidential information with high levels of discretion

What you'll need

• A bachelor's degree (must be able to provide a certificate)
• Fluency in English and Spanish (C1+ level)
• 2+ years of FinCrime experience, or 1+ years of experience in AML, KYB, KYC, or similar FinCrime field where regulations are applied
• Familiarity with investigative methodologies evidenced by use of analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• A willingness to work a variety of shifts, including nights and weekends
• Critical thinking skills
• Impeccable attention to detail
• The ability to multitask, prioritise, and work well under pressure

Nice to have

• A degree in law or STEM subject
• A professional certification (ICA or ACAMS)
• Fluency in other languages