Commercial Credit Card Reconciliation Analyst

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

We are seeking a highly skilled and detail-oriented Operations Analyst to support Commercial Card Operations. This role is responsible for ensuring data integrity, performing financial reconciliations, and driving operational efficiency across processes.

The ideal candidate will possess strong analytical and problem-solving abilities, demonstrate ownership of deliverables, and effectively collaborate with Corporate Finance, Front Office, and Risk & Control partners. This position requires the ability to operate in a fast-paced, deadline-driven environment while maintaining a high degree of accuracy and control awareness.

Key Responsibilities

• Account Reconciliation & Problem-Solving – Perform financial reconciliations, investigate discrepancies, and implement sustainable resolutions.
• Operational Analysis & Data Integrity – Analyze complex financial datasets, troubleshoot variances, and ensure integrity of reporting outputs.
• Process Improvement & Efficiency Initiatives – Support system testing, automation efforts, ad hoc reporting, and procedural documentation to strengthen operational controls.
• Risk, Compliance & Financial Governance – Maintain adherence to regulatory requirements, internal controls, and data governance standards.
• Stakeholder Engagement – Partner with Corporate Finance, Front Office, and Risk & Control teams; confidently participate in and lead discussions where appropriate.
• Deadline-Driven Execution – Deliver accurate and timely outputs in a high-volume, fast-paced environment with competing priorities.

Qualifications

• Reconciliation & Problem-Solving Expertise – Strong ability to analyze financial data, identify discrepancies, and execute resolution strategies.
• Project Management & Prioritization – Ability to manage multiple priorities independently while maintaining organization and accountability.
• Influential Collaboration – Effective communication skills with the ability to work cross-functionally and drive outcomes.
• Financial Industry Knowledge – Familiarity with financial systems, payment processes, and commercial card or loan-related transactions.
• Data Analysis & Research Skills – Ability to extract insights and support operational decision-making through data analysis.
• Attention to Detail – High level of accuracy in processing and validating financial information.

Technical & Systems Proficiency

• Required: Proficiency to advanced skills in Microsoft Excel (pivot tables, VLOOKUP, macros, etc.).
• Preferred: Experience with IntelliMatch, TSYS systems, MasterCard Connect, and IBM Content Navigator.
• Preferred: Experience working with TSYS Greenscreen (TS2 Mainframe) within a commercial credit card environment, including transaction research, navigation, and operational support activities.

Additional Qualifications (Preferred)

• Credit Card Operations & Business Knowledge – Experience or familiarity with commercial credit card operations is a strong plus.
• Credit Card Rebate Processing – Insight or experience with rebate processing is highly desirable.
• Experience working on ad hoc projects to improve operational efficiencies, including system testing, automation, and procedural documentation.
• Experience with Microsoft Power Platform tools (Power Apps and Power Query) to support data transformation, reporting enhancements, and process automation initiatives.
• Familiarity with risk, internal control, and financial governance frameworks to support compliance and oversight.
• Ability to perform with proficiency and accuracy in a deadline-driven environment while managing multiple priorities.
• Ability to adapt quickly in a fast-paced environment and take ownership of tasks with minimal supervision.

Education

•Bachelor's degree preferred or a closely-related discipline, or an equivalent combination of formal education and experience

The typical base pay range for this role is between $72K - $87K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.