Manager | Credit Risk – Originations

The Originations team within Banking and Financial Services team is responsible for setting and maintaining lending policies for home loans and credit cards. We work closely across personal banking, risk, compliance, operations, and product teams to support responsible lending and strong customer outcomes.

At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services group operating in 31 markets and with 56 years of unbroken profitability. You’ll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes.

What role will you play?

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In this role, you will contribute to projects that support and improve credit card and home loan originations, with a strong focus on ensuring credit assessment systems operate effectively and identifying opportunities to enhance them. You will build a solid understanding of risk data, systems and key metrics, analysing trends and movements to provide clear insights into the origination risk profile. Working closely with stakeholders across the business, you will help develop, enhance and implement credit policy settings and support the delivery of changes to home loan and credit card lending. You will also share your expertise by providing advice, guidance and coaching to colleagues, helping to build capability and strengthen overall risk outcomes.

What you offer

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• A degree qualification, ideally in a science, technology, engineering, mathematics, economics or commerce-related discipline, though this is not essential
• At least three years’ experience in a risk-related role, preferably involving credit within the financial services sector
• Strong data analysis skills, with experience using analytical tools and an interest in using artificial intelligence tools to improve productivity
• The ability to understand trends in risk data, investigate insights, and explain findings clearly to a range of stakeholders
• A proactive, curious mindset with the ability to manage multiple priorities, work collaboratively, and communicate effectively in writing and verbally.

We love hearing from anyone inspired to build a better future with us, if you're excited about the role or working at Macquarie we encourage you to apply.

What we offer

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At Macquarie, you’re empowered to shape a career that’s rewarding in all the ways that matter most to you. Macquarie employees can access a wide range of benefits which, depending on employment type, include:

• 1 wellbeing leave day per year
• Up to 5 additional service bonus leave days per year
• Up to 20 weeks’ paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks’ paid leave for non-primary caregivers
• 2 days of paid volunteer leave and donation matching
• Up to 12 months’ gender affirmation leave, including 6 weeks’ paid leave
• Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations
• Access to a wide range of salary packaging options
• Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription
• Hybrid and flexible working arrangements, dependent on role
• Reimbursement for work from home equipment

About Banking and Financial Services

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Banking and Financial Services is our technology-driven retail bank. You will be part of a team that supports clients to achieve their full potential - whether that’s buying a home, growing a business or investing to manage wealth.

Our commitment to diversity, equity and inclusion

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We are committed to fostering a diverse, equitable and inclusive workplace. We encourage people from all backgrounds to apply and welcome all identities, including race, ethnicity, cultural identity, nationality, gender (including gender identity or expression), age, sexual orientation, marital or partnership status, parental, caregiving or family status, family and domestic violence status, neurodiversity, religion or belief, disability, or socio-economic background. We welcome further discussions on how you can feel included and belong at Macquarie as you progress through our recruitment process. To learn more, contact our team by clicking here.

Our aim is to provide reasonable adjustments to individuals who may need support during the recruitment process and through working arrangements. If you require additional assistance, please let us know in the application process.