Mortgage Underwriting Director

About this role:

Wells Fargo is seeking a Mortgage Underwriting Director.

In this role, you will:

• Manage and develop teams, managers, and professionals in Underwriting with focus on delivering complex services for internal and external stakeholders
• Approve loans in excess of unit or department level authorities
• Ensure conformity with bank policies and procedures
• Monitor delinquency, loss, and risk rating accuracy
• Assist relationship managers with structuring, pricing and documentation of individual loan transactions
• Identify opportunities and strategies for development and improvement in the team functions
• Monitor and review staff loan underwriting and portfolio management performance
• Develop and analyze new business prospects
• Manage on-going account relationships
• Prepare or review reports provided to more experienced management regarding portfolio performance
• Review and approve workout strategies for individual problem loans
• Lead Underwriting team by making strategic decisions to resolve complex problems to meet risky deliverables
• Interpret and develop range of processes for complex tasks
• Collaborate with and influence leadership and professionals
• Manage allocation of people and financial resources for Underwriting
• Develop and guide a culture of talent development to meet business objectives and strategy

Required Qualifications:

• 10+ years of Underwriting experience or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education
• 4+ years of management or leadership experience

Desired Qualifications:

• Must have attained a higher level of lending authority in a current or prior management role within the Underwriting function.
• Experience leading leaders and track record of developing leaders into enterprise leaders
• Demonstrated ability to effectively collaborate with partners across time zones to achieve a common goal

Job Expectations:

• Lead, coach and manage a team of Underwriting Managers to achieve targeted performance goals for credit quality, customer experience and productivity.
• Manage day to day operations for 7+ underwriting teams working full-time in office or on a hybrid schedule.
• Partner with aligned US Underwriting leaders and other internal Home Lending partners as needed. 
• Successfully complete roadmap requirements to earn delegation of authority as the leader of Manila underwriting teams.
• Demonstrate flexibility to work U.S. business hours, with typical shift start times ranging from 8:00 PM to 1:00 AM PHT.
• Report on-site at the designated work location as required.
• Eligible for a hybrid work arrangement, subject to business needs and company policy.

Posting End Date: 

29 Sep 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.