Vice President, Commercial Real Estate

Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.

Commercial Real Estate (CRE)

Delivers a comprehensive platform of financing and banking products for experienced commercial real estate clients, including balance sheet lending, CMBS origination and distribution, loan warehousing, agency financing for multifamily properties, and debt and equity capital for affordable housing.

About this role:

As a core member of the deal team, the Commercial Real Estate Vice President is responsible for underwriting, executing, and actively managing a diversified CRE portfolio across direct lending and structured finance (including repo and note-on-note exposures) across the UK and Europe.

This role blends strong technical execution with growing leadership responsibility, requiring the ability to independently drive complex transactions, proactively manage portfolio risk, and influence decision-making across internal and external stakeholders. The position supports disciplined risk management, portfolio performance, and business growth across CRE EMEA within the Global Commercial Real Estate platform, which forms part of the Corporate and Investment Banking Division.

At Wells Fargo, you'll be part of a culture that values collaboration, accountability, and inclusion, where diverse perspectives are encouraged and employees are empowered to grow their careers. Our Global Commercial Real Estate platform offers the opportunity to work on high-profile, complex transactions alongside experienced industry professionals, while contributing to a business focused on serving clients, managing risk responsibly, and creating long-term value. You'll benefit from meaningful exposure to senior leaders, a strong team-oriented environment, and opportunities for continued professional development within one of the world's leading financial institutions.

In this role you will:

Transaction Execution & Underwriting

• Lead the underwriting and execution of complex CRE transactions across property types (industrial, office, retail, hospitality, data centres, and living sectors) and facility types (construction, bridge, and term lending).

• Own end-to-end transaction delivery, including structuring, due diligence, documentation, and closing, in partnership with legal, compliance, and capital markets teams.

• Prepare and challenge detailed financial analysis, including cash flow modelling, leverage metrics, sponsor evaluation, and downside stress scenarios.

• Review third-party diligence (appraisals, environmental, insurance, property condition, tax), ensuring outputs are rigorously assessed and reflected in risk and structuring decisions.

• Prepare and present investment and credit materials, supporting recommendations in governance forums (e.g., credit and investment committees).

• Maintain market insight across CRE sectors and geographies, incorporating macro trends and local dynamics into underwriting decisions.

• Execute structured finance transactions across repo and NoN platforms, applying knowledge of underwriting, asset eligibility, and the operational and regulatory frameworks governing these facilities.

  

Portfolio Management & Risk Oversight

• Manage a portfolio of CRE loans and structured exposures, including repo and back-leverage positions.

• Drive proactive portfolio risk management, identifying emerging risks, thematic trends, and opportunities across sectors and structures.

• Monitor risk-weighted returns and capital efficiency across the portfolio, incorporating return thresholds and balance sheet considerations into transaction and portfolio-level decision-making.

• Conduct portfolio reviews (quarterly and annual), with a focus on credit performance, covenant compliance, and asset-level developments.

• Manage key portfolio events, including amendments, restructurings, extensions, and complex borrower requests.

• Support complex and often sensitive borrower negotiations, including restructurings, amendments, extensions, and consent requests, balancing relationship management with disciplined risk outcomes.

• Maintain strong governance across portfolio processes (e.g., construction draws, waterfalls), upholding robust risk and control standards.

• Deliver clear, forward-looking portfolio reporting and insights to senior management, including watchlist and sector-level analysis.

 Stakeholder Management & Leadership

• Serve as a reliable point of contact for internal stakeholders across credit, risk, legal, and coverage teams.

• Develop and maintain relationships with sponsors, borrowers, investors, and counterparties.

• Demonstrate strong professional presence and the ability to navigate challenging conversations across internal and external stakeholders.

• Partner closely with coverage bankers and capital markets teams to align underwriting, structuring, and execution priorities.

• Contribute to pipeline management and broader business planning initiatives across CRE EMEA.

• Support the development of junior team members, promoting consistent underwriting standards and sharing technical expertise.

Required Qualifications:

• Solid experience in commercial real estate lending, structured credit, or investment banking.

• Strong expertise in CRE underwriting, credit structuring, and portfolio management across a range of asset classes.

• Proven ability to independently execute complex transactions and contribute to credit decisions.

• Advanced financial modelling capabilities, including the ability to build, review, and challenge models.

• Sound commercial judgment and risk assessment capability, with experience managing complex credit scenarios.

• Excellent communication skills, with experience preparing and presenting credit and investment materials.

• Experience supporting and mentoring junior professionals.

• Experience in Commercial Real Estate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, education.

Desired Qualifications

• Experience operating within a global platform, with cross-regional collaboration.

• Experience with structured finance products, including repo, CMBS, and securitisation structures.

• Experience operating across pan-European platforms, with an understanding of regional market dynamics, regulatory frameworks, and cross-border execution.

Key Attributes:

• Strong commercial judgment with the ability to balance risk and return.

• Ability to operate at both execution and portfolio levels, with consistent attention to detail.

• Credible professional presence with the ability to influence internal and external stakeholders.

• Collaborative mindset with a willingness to support and develop junior colleagues.

• Highly organised with the ability to manage multiple complex workstreams simultaneously.

• Confident to challenge constructively and take ownership of decisions.

Job Expectations

This position is deemed to be a Certified Person function under the FCA and PRA Certification Regime. You must at all times remain fit and proper to perform your role, and this will be assessed on at least an annual basis

 In addition to the responsibilities summarised in your job description, you are also required to comply at all times with the FCA/PRA Conduct Rules:

You must act with integrity. You must act with due skill, care and diligence. You must be open and cooperative with the FCA, the PRA and other regulators. You must pay due regard to the interests of customers and treat them fairly. You must observe proper standards of market conduct

Posting End Date: 

6 Aug 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

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Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

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