Sr. Full Stack Data Science Engineer

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Analytics, Insights, & Artificial Intelligence

Pay Details:

$154,000 - $199,500 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

Join a high-impact analytics team that shapes business decisions through data, insights, and AI/ML. Collaborate with business leaders and cross-functional teams to uncover opportunities, build scalable analytics solutions, and translate complex analysis into actionable insights.

Key Responsibilities

• Lead end-to-end performance diagnostics across customer, product, and advisor dimensions to identify growth, efficiency, and primacy opportunities.
• Translate curated data into actionable insights through hypothesis development, testing, analysis, and stakeholder storytelling.
• Design and deliver scalable analytics assets, including datasets, dashboards, segmentation frameworks, and predictive AI/ML models.
• Investigate, evaluate, and implement AI/ML tools and algorithms to solve complex business problems.
• Develop compelling visualizations and data stories tailored to technical and non-technical audiences.
• Partner with business owners to drive advanced analytics and AI/ML adoption.
• Lead cross-functional collaboration with data scientists, engineers, IT partners, and business process owners.
• Provide subject-matter expertise, mentorship, and guidance on advanced analytics and AI/ML methodologies.
• Identify emerging analytical trends and data needs to improve repeatable and scalable solutions.

Required Qualifications & Skills

• Business Acumen: Strong ability to frame and structure complex business problems in financial services / retail banking, connect analytical insights to commercial levers (growth, efficiency, customer and advisor outcomes), and translate findings into clear, actionable recommendations. Demonstrated comfort engaging with senior executives and C‑suite stakeholders, influencing decisions through concise, insight‑driven storytelling.
• Applied Analytics Expertise: Demonstrated ability to creatively explore data, identify non‑obvious patterns, and rigorously test hypotheses to solve complex business problems. Brings an entrepreneurial mindset to analytics by proactively identifying opportunities, challenging assumptions, and delivering high‑impact insights that drive informed decision‑making.
• ML/AI Lifecycle Familiarity: Experience working with existing ML/AI models (adjusting inputs, interpreting outputs) and building or modifying models as needed. Solid knowledge of applied Machine Learning, Deep Learning, Large Language Models
• Solid cloud experience with Azure or AWS and cloud AI/ML services such as Databricks, Kubernetes, docker and container orchestration, Azure Machine Learning, Azure Data Factory
• Visualization & Communication: Proficient in creating clear, compelling dashboards, visualizations, and data stories tailored to diverse audiences, including senior executives and C‑suite leaders, translating complex analysis into concise, decision‑ready narratives.
• Data Stewardship: Confident working with structured and unstructured data from multiple sources, ensuring data usability, cleanliness, and reliability. Able to build or modify data pipelines or analytical assets.
• Core Analytical Tools: Proficient in Python, PySpark, SQL, Power BI, and Databricks (or similar platforms) for data preparation, analysis, and collaboration.
• Strong experience with PySpark for big data processing and PyTorch for deep learning model serving.
• Non-Technical Skills: Strong relationship management, storytelling, and business communication skills for senior audiences.

Education & Experience

• A graduate or undergraduate degree in a quantitative or analytics-focused discipline (e.g., Business Analytics, Data Science, Statistics, Mathematics, Engineering, Computer Science, Finance, Actuarial Science).
• 7 years of relevant experience in advanced analytics, data science, or applied AI/ML in domains such as financial services, technology, consulting, or similar industries
• Data Manipulation: SQL, PySpark, Python

• AI & ML: Predictive Analytics, Natural Language Processing (NLP), Supervised and Unsupervised Learning, leveraging Generative AI tools and APIs, Model Development and Deployment, Experimentation and Optimization including emerging capabilities and their application in analytical workflows.
• Data Visualization: Power BI, Tableau
• Cloud & Big Data Platforms: Azure (ADF, Synapse, Databricks), Snowflake
• Data Engineering: ETL/ELT Pipelines, Apache Spark

 Nice-to-Have

• Experience in customer analytics within financial services (e.g., engagement, onboarding, cross-sell, retention, productivity insights).
• Expertise in optimizing analytical assets (data pipelines, models, dashboards) to drive measurable business impact.
• Bilingual proficiency (English/French).

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet