Vice President – Cash Flow Forecasting & Liquidity - Transaction Banking Product, TD Securities

Work Location:

New York, New York, United States of America

Hours:

40

Line of Business:

TD Securities

Pay Detail:

$108,160 - $225,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

We are seeking a dynamic and innovative Product Owner at the Vice President level to lead the development, integration, and commercialization of a next-generation cash flow forecasting and liquidity management solutions across our Transaction Banking businesses. This role will be pivotal in partnering with a leading fintech provider to integrate their cash flow forecasting capabilities into our client online portal.

The successful candidate will define and deliver the product roadmap, lead go-to-market initiatives, and drive adoption across multiple business lines, ensuring the solution scales effectively and delivers meaningful impact for our clients.

Key Responsibilities

• Lead the end-to-end lifecycle of cash flow forecasting solutions as the primary product focus, while bringing hands-on experience and domain knowledge across liquidity management products including cash concentration, virtual accounts, notional pooling, and investment/sweep services—from ideation through launch, scaling, and ongoing optimization.
• Own product strategy and roadmap, aligning client needs, market trends, fintech innovation, and business priorities to drive adoption, profitability, and competitive differentiation.
• Partner with internal technology, operations, risk, compliance, and external fintech providers to deliver high-quality integrations, seamless user experiences, and scalable platforms (including Business Central).
• Define detailed product requirements, functional specifications, and user stories; support business cases and ensure disciplined execution across development and delivery teams.
• Develop and execute go-to-market and client migration strategies, supporting commercialization, training, and client-facing positioning across transaction banking businesses.
• Act as a subject matter expert on liquidity structures, forecasting capabilities, and regulatory requirements, ensuring products meet governance, operational risk, and compliance standards.
• Collaborate with sales, relationship managers, and implementation teams to drive cross-business adoption and embed solutions across client segments and geographies.
• Monitor product KPIs, client usage, and financial performance, identifying opportunities for continuous improvement and incremental client value creation.

Qualifications & Experience

• 6–9 years of experience in product management, transaction banking, treasury, or fintech, with proven ability to deliver innovative digital products.
• Strong understanding of cash flow management, forecasting, and working capital solutions.
• Experience in go-to-market planning, product launch, and client migration.
• Track record of successfully partnering with fintechs or third-party providers to integrate and scale digital solutions.
• Ability to define and execute product roadmaps with a client-first mindset.
• Exceptional stakeholder management and communication skills, with the ability to influence at all levels.
• Strategic thinker with an execution-driven approach and strong problem-solving skills.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.  Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. 

Together, we are reimagining what banking can be for our clients, colleagues and communities. 

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.