Data Analyst II- Credit Risk

Why Stifel

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

 

Let’s talk about how you can find your place here at Stifel, where success meets success.

What You'll Be Doing

The Credit Data Analyst II will work as a member of Stifel's Analyst team within the Credit Risk Data Analytics group. The Credit Data Analyst II is responsible for automation and servicing of systematic data extraction from the Core systems and integration of data into applications used by the business. The Credit Data Analyst II will also act as a subject matter expert for assigned raw data sets as well as maintain documentation surrounding them. The Credit Data Analyst II will employ data science methodologies to ensure loan portfolio data integrity to be utilized in credit loss forecasting and management reporting as well as supporting discovery or solutions for firm data driven initiatives and developments. This position is expected to interpret requests, work with business users as well as the portfolio delivery team to further define requirements, analyze the data requested to ensure proper use and then translate those requirements into queries that will provide the objective data sets.

What We're Looking For

• Responsible for the monthly production of loan impairment calculations and portfolio analytics
• Master all aspects of processing within Impairment Studio with the help of Moody's internal support team
• Perform in-depth analysis and act as subject matter expert for assigned raw data sets and document data dependencies, sources and outputs that impact the allowance process
• Support Portfolio Managers and /Underwriters with finalizing PD / LGD calibrations integrating Moody's Credit Lens and Commercial Mortgage Metrics platforms in an end-to-end Credit Risk Management process
• Improve the accuracy and consistency of loan risk ratings, and ImpairmentStudio outputs through automation and documentation of internal processes, providing data integrity and reconciliation accuracy and consistency metrics through periodic reporting
• Documentation of existing processes and models to a required standard as defined by the internal & external auditors and other governance bodies
• Proactively identify and recommend process and practice improvement within the team.
• Maintain strong communication with stakeholders, following up as needed to ensure all requests are being actively addressed and/or status is being communicated.

What You'll Bring

• Solid understanding of financial industry terminology and concepts.
• Knowledge of financial services, specifically wealth management.
• Solid understanding of basic concepts of Microsoft T-SQL and database design.
• Ability to leverage SQL to create queries which model and/or aggregate large complex datasets.
• Leverage these skills to grow abilities in developing normalized data sets for enterprise wide business intelligence purposes.
• Strong analytical skills focused on using logic and reasoning to identify complex relationships within a data structure as well as to research and discuss recommended uses.

Education & Experience

• Minimum Required: Bachelor's degree in Information Technology, Computer Science or Business Administration or equivalent work experience.
• Minimum Required: 3+ years of investment, financial or technical experience.

Licenses & Credentials

• Minimum Required: None.

Systems & Technology

• Expert in SQL, Scripting and PowerBI.
• Proficient in Microsoft Excel, Word, PowerPoint, and Outlook.
• Knowledge of Tableau, AWS, Python, and R is preferred.

About Stifel

Stifel is more than 130 years old and still thinking like a start-up.  We are a global wealth management and investment banking firm serious about innovation and fresh ideas.  Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

 

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations.  Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more.  Let’s talk about how you can find your place here at Stifel, where success meets success.

 

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

 

Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law.  If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.

 

Stifel is an Equal Opportunity Employer.