The AML Analyst (Officer level) plays a key role within the first line of defense, supporting the delivery of SSIM’s Anti-Money Laundering (AML) and Know Your Customer (KYC) programme. The role contributes to the effective identification and mitigation of financial crime risks by ensuring AML controls are applied consistently in line with internal policies and regulatory expectations. 

The Analyst is responsible for executing standardised, risk-based activities across the client lifecycle, including onboarding due diligence, periodic and event-driven KYC reviews, and ongoing AML monitoring. This includes maintaining accurate records, identifying potential risks or red flags, and escalating issues in accordance with established procedures. 

Key Responsibilities 

New Business & KYC Lifecycle Management 

• Perform AML/KYC risk assessments for new legal entities. 

• Conduct onboarding reviews ensuring completeness and accuracy of documentation. 

• Execute periodic and event-driven KYC reviews. 

• Identify high-risk clients and escalate appropriately. 

AML Monitoring & Risk Identification 

• Monitor business activity to identify unusual patterns. 

• Review entity structures and beneficial ownership. 

• Support escalation of suspicious activity. 

Oversight Support & Operational Execution 

• Manage AML/KYC workflows and intake queues. 

• Maintain trackers and ensure timely completion of tasks. 

Metrics, Reporting & Data Quality 

• Prepare MI, dashboards, and reconciliations. 

• Conduct data quality checks and identify risks. 

Stakeholder & Governance Support 

• Act as a point of contact for AML/KYC queries. 

• Support audits, regulatory reviews, and internal controls. 

Process Discipline & Continuous Improvement 

• Adhere to AML policies and procedures. 

• Maintain audit trails and documentation standards. 

Use of Technology and AI Tools 

• Utilise approved AI tools, such as Microsoft Copilot, to enhance productivity, streamline routine tasks, and support efficient analysis and content drafting.  

• Validate and critically review AI-generated outputs to ensure accuracy, completeness, and full alignment with internal policies, regulatory requirements, and compliance standards. 

Skills & Experience 

• 4 to 7 years’ experience in AML, KYC, financial crime operations or compliance support. 

• Strong attention to detail and ability to follow documented procedures. 

• Strong Excel and MI preparation skills. 

• Clear written communication and disciplined evidence management. 

• Comfortable using approved AI tools, including Microsoft Copilot, to support day‑to‑day work activities. 

Qualifications 

• Bachelor’s degree or equivalent. 

• AML certification (e.g. ACAMS) is advantageous.