Senior Financial Analyst (Funding/Treasury) - Monee Credit

About the team

The Funding Team is responsible for building the Monee Credit business funding capabilities and implementing capital operations. Targeting multiple countries and business lines, we are responsible for establishing a stable, diversified, and sustainable funding supply to support the scalable growth. We cover the entire lifecycle management, from funding solution design, transaction structure and compliance implementation, and system and data delivery, to deployment operations and duration management, ensuring a balance between funding efficiency, funding cost, risk boundaries, and regulatory compliance.

What you'll do

• Manage funding allocation budgets and prepare management reports to support decision-making, deriving actionable insights on allocation strategy, at the country and regional level 
• Partner closely with Business Development, Credit Risk, and BI teams to maintain cash flow projection models and optimise funding allocation approaches
• Collaborate with Funding PMO, Finance, Tax, Compliance, and other stakeholders to design and refine funding structures
• Lead ad-hoc analyses for both internal stakeholders and external requirements

 

Requirements

• Bachelor’s degree in Finance, Accounting, Business, or a related field, with at least 2 years of relevant experience
• Experience in FP&A, management reporting, treasury, liquidity management, or balance sheet management within financial services or fintech environments
• Strong understanding of financial statements, cash flow dynamics, and balance sheet drivers; exposure to lending or consumer finance business is a plus
• Proven ability to build and maintain financial models (e.g. cash flow forecasting, scenario analysis, budgeting)
• Strong analytical and problem-solving skills, with the ability to translate data into actionable insights