Director, Head of Credit Portfolio Analysis, Credit Strategy Group (12 month FTC)

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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG, one of the world’s most respected financial groups, is seeking a Head of Credit Portfolio Analysis to join their esteemed Credit Strategy Group in London. This pivotal role offers you the opportunity to shape credit portfolio analysis across EMEA, working within a truly global organisation renowned for its integrity, transparency, and commitment to sustainable growth. As part of MUFG’s Risk Management Office, you will be at the heart of strategic decision-making, collaborating with senior stakeholders locally and globally to ensure robust credit risk management and drive continuous improvement.

• Join MUFG’s Credit Strategy Group in London and take ownership of credit portfolio analysis for EMEA, partnering with senior leaders across multiple regions to deliver high-quality insights and drive strategic outcomes.

• Benefit from MUFG’s supportive leadership culture, which prioritises professional development, inclusion, and diversity, empowering you to nurture your team and contribute to a fair and transparent workplace.

• Enjoy the scope to collaborate globally with colleagues in Tokyo, the Americas, Asia, and EMEA, sharing knowledge and influencing credit risk strategy at one of the world’s leading financial institutions.

What you'll do:

As Head of Credit Portfolio Analysis at MUFG , you will play a central role in shaping how credit risk is managed across EMEA. Your day-to-day responsibilities will involve close partnership with senior stakeholders in both Front Office and Risk functions, locally and globally to ensure that all aspects of credit portfolio analysis are executed effectively. You’ll be responsible for producing insightful management information reports that inform strategic decisions at the highest levels.

• You will be accountable for overseeing all aspects of credit portfolio analysis within the Credit Strategy Group, ensuring alignment with business strategy and regulatory requirements.

• You will lead the calculation and monitoring of risk appetite metrics, escalating breaches promptly to relevant stakeholders and supporting timely remediation actions.

• You will manage the Centre of Excellence for credit portfolio reporting, providing valuable insights through scenario analysis and stress testing to optimise portfolios in partnership with Front Office teams.

• You will ensure adherence to established risk appetite frameworks and limits, taking responsibility for escalation processes and implementation of corrective measures as needed.

• You will maintain oversight of credit data infrastructure as the golden source for EMEA-wide reporting, driving improvements in data quality by collaborating closely with Front Office and second line of defence stakeholders.

• You will oversee the Early Warning Framework for credit risk, prompting proactive action from key stakeholders to mitigate potential losses across portfolios.

• You will be responsible for calculating credit cost forecasts for GCIB corporate portfolios as well as EMEA-wide reporting obligations to regional headquarters in Tokyo.

• You will champion global collaboration by sharing best practices with risk specialists across regions, contributing to effective policy development tailored to MUFG’s needs.

• You will provide oversight on credit-related projects both within EMEA and bank-wide initiatives, ensuring objectives are met efficiently while maintaining high standards.

• You will lead, develop, and motivate your team within Credit Portfolio Analysis, fostering continuous improvement, professional growth, and an engaged approach aligned with MUFG’s values.

What you bring:

To excel as Head of Credit Portfolio Analysis at MUFG, your background should reflect significant experience within major financial institutions where you have managed complex data environments supporting credit risk assessment. Your familiarity with investment banking or structured finance equips you with practical insight into market dynamics while your hands-on involvement in developing risk strategies demonstrates your ability to align operational activities with wider business goals.

• Extensive experience working within financial institutions on data platforms and technology solutions, including advanced visualisation tools to support robust credit portfolio analysis.

• A proven track record in investment banking or corporate banking environments with deep exposure to structured finance products and processes.

• Demonstrated ability in setting and applying credit risk strategies within broader business contexts while aligning with organisational objectives.

• Strong background in performance management including leading teams covering both onshore and offshore activities; experience nurturing talent is highly valued.

• Comprehensive understanding of corporate credit analysis methodologies alongside solid knowledge of accounting principles and legal documentation requirements.

• Exceptional communication skills enabling you to engage effectively with diverse stakeholder groups at all levels, both internally and externally and present complex information clearly.

• Advanced analytic abilities supported by quantitative skills that allow you to interpret large datasets accurately for informed decision-making.

• Bachelor degree (or equivalent) essential; further qualifications related to finance or risk management are advantageous but not mandatory.

• Excellent interpersonal skills combined with a collaborative mindset that supports teamwork across departments and regions.

• Proficiency in Microsoft Office applications coupled with meticulous attention to detail ensures accuracy under pressure when managing large workloads or tight deadlines.

What sets this company apart:

MUFG stands out as one of the world’s most trusted financial groups, a reputation built over 350 years through unwavering commitment to integrity, responsibility, fairness, transparency, and honesty. With more than 150,000 employees operating from over 2,300 offices worldwide, including key hubs in Tokyo, London, New York, Singapore, Dubai and beyond, the organisation offers unparalleled opportunities for personal growth within a truly global network. At MUFG you’ll find a culture that celebrates diversity while nurturing talent at every level; flexible working opportunities are encouraged alongside generous training programmes designed to help you reach your full potential. The company’s dedication to building long-term relationships extends not only to clients but also employees, ensuring everyone feels valued as part of a supportive community striving towards shared success. By joining MUFG’s London office at Ropemaker Place you become part of an institution committed not just to commercial excellence but also positive societal impact—fostering sustainable growth for a better world.

What's next:

If you are ready to make a lasting impact at one of the world’s leading financial institutions while advancing your career among passionate professionals—this is your moment!

Apply today by clicking on the link provided; take the next step towards joining MUFG's collaborative global team.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.