Senior Analyst – Pricing & Interchange (SEA)

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Analyst – Pricing & Interchange (SEA)

Overview
This role supports the Pricing and Interchange function for Southeast Asia (SEA), one of the largest Divisions in Asia Pacific. With geographical coverage of mature and developing economies, the role offers the incumbent diverse opportunities to support driving payment growth, using Pricing & Interchange, a strategically important lever of our business.

As a Senior Analyst, Pricing & Interchange, you will develop a strong understanding of the payments ecosystem, including payment transaction flows, revenue drivers, regulatory frameworks, and market dynamics. The role requires strong analytical and financial modelling capabilities, with the ability to translate complex data into actionable insights that support business decision-making.

You will partner closely with Sales and Business Development teams to drive sustainable growth and expand Mastercard’s market share. This includes developing and executing optimized pricing and interchange strategies that balance commercial objectives with local market conditions, customer needs, and regulatory requirements.

We are looking for a candidate with solid analytical skills, great attention to detail, comfort with data/numbers, deep sense of accountability and ownership, strong execution focus, and a collaborative mindset, would be most likely to succeed in the role. This is an individual contributor role, reporting to Director – Strategy, Pricing & Interchange (SEA).


The Role
1. Pricing Strategy & Analysis
• Develop and maintain pricing models for products and services across SEA markets.
• Conduct market level pricing analysis and benchmarking.
• Support development of pricing initiatives aligned with strategy and business plans.

2. Interchange Management
• Monitor and analyze interchange fee structures.
• Collaborate with internal stakeholders to assess interchange impacts on business performance.
• Provide insights and recommendations to optimize and enable payment flows.

3. Geographical Coverage
• Serve as the pricing and interchange subject matter expert for SEA.
• Partner with country teams to tailor pricing initiatives to local market dynamics.
• Track and report on pricing and interchange trends and initiatives across SEA.

4. Stakeholder Engagement
• Work closely with Country, Divisional and Regional teams (Sales, Finance, Legal, Regulatory, Product) to align pricing and interchange initiative development and execution.
• Prepare and present analytical findings to senior leadership and cross-functional teams.


All about You
• Bachelor’s degree in Business, Finance, Economics, or a related field.
• Experience in Banking, Payments, Business Analytics, Forecasting & Reporting would be desirable.
• Proficiency in Excel and data visualization tools (e.g., Power BI, Tableau) is required.
• Must be able to integrate knowledge across disciplines, including sales, product, marketing, operations, and risk.
• Self-driven, organized and pro-active with strong influencing and negotiation skills
• Able to multi-task and work well in a small team leveraging colleagues’ skills
• Commercially focused with good analytical skills
• Excellent verbal and written communication skills
• High proficiency in using analytical tools and applications, including MS Excel & MS PowerPoint
• Meticulous with a strong attention to detail
• Ability to work independently and manage multiple priorities across geographies.
• Collaborative and consultative approach; ability to partner well with regional and global teams

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.