Card Acquisitions Risk Senior Associate - T&E Cobrand
JPMorgan Chase
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
As a Strategic Analytics Sr Associate in the Card Risk team, you will be responsible for leading analytics to develop and optimize acquisition risk credit criteria, policies, practices and controls for Chase Travel & Entertainment co-branded credit cards to bring innovative capabilities to our customers. You will ensure growth objectives are met while delinquency and loss performance remain within our risk appetite. You will meet regularly with stakeholders across Risk, Finance and Product Business Units to discuss trends and opportunities to further optimize our credit decisions.
Job Responsibilities
- Conduct complex analysis including data collection, analysis, visualization and presentation of results to risk senior management as well as the Card line of business to drive credit performance and support new product initiatives
- Maintain and strengthen relationships with Travel & Entertainment Co-Brand partners through regular monthly/quarterly reviews, ensuring ongoing collaboration and providing insight into recent credit trends
- Develop acquisition analytics using internal and external data, along with competitive and macro-economic trends
- Support formulation of risk criteria and product roadmap, partnering with and influencing cross functional teams
- Manage credit criteria to drive financial performance and risk mitigation improvements while innovating to ensure optimal credit performance with growth mindset
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Work closely with Risk Governance, Legal and Compliance to ensure policies comply with laws and regulations
Required qualifications, skills and capabilities
- Bachelor's degree in a quantitative discipline from an accredited college/university required
- At least 2 years of analytics
- Ability to logically structure analyses using strong analytical, interpretive and problem solving skills
- Ability to translate complex analysis into concise presentations with clear recommendations and action items
- Strong project management skills and attention to detail to drive enhancements
- Excellent communication and interpersonal skills
- Highly skilled at SQL coding, Excel, PowerPoint and Tableau
Preferred qualifications, skills and capabilities
- Master’s degree preferred
- Experience preferably in financial services or consulting