Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification. You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

Job Responsibilities

• Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
• Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
• Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
• Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
• Prepare, review, and present credit approval materials in line with credit risk policies and standards
• Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
• Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
• Identify emerging deterioration early and drive proactive risk management actions for problem situations
• Produce periodic portfolio summaries and annual review materials for senior management
• Support development of junior talent through coaching, training, and feedback

• Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

   

Required Qualifications, Capabilities, and Skills 

• Bachelor’s degree
• 7 years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
• Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
• Advanced knowledge of financial statements and accounting principles
• Experience preparing credit approval materials and applying credit risk policies and controls
• Experience reviewing and negotiating documentation related to credit agreements
• Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
• Strong analytical skills with the ability to form sound, well-supported credit judgments

• Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

   

Preferred Qualifications, Capabilities, and Skills 

• Master of Business Administration or Chartered Financial Analyst designation
• Strong verbal and written communication skills, including the ability to present to senior stakeholders
• Demonstrated ability to influence outcomes through clear recommendations and effective partnership
• Experience leading client diligence discussions and negotiating with external counterparties
• Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams