Wholesale Credit Risk – Associate / Vice President – EMEA Emerging Markets, MENA
JPMorgan ChaseJob responsibilities
Serve as the credit expert for a portfolio of clients in the region, with primary responsibility for credit exposure.
Manage clients across industries including corporates, financial institutions, and sovereign-related entities, including monitoring credit ratings, sector trends, and client performance.
Lead due diligence, credit analysis, and financial modelling of counterparties, transactions, and complex financing structures; drive preparation of credit memos and recommend appropriate structure, risk appetite, and grading.
Work across products including secured and unsecured loans, derivatives, trade and treasury products, and related documentation; lead structuring, negotiation, and execution of loan documentation, derivatives, and other facilities.
Make sound credit recommendations and own the credit approval decision.
Balance a commercial and solution-driven mindset with a sound risk and controls attitude.
Track market and industry developments and their impact on clients, keeping up to date with the political and macroeconomic environment and maintaining in-depth knowledge of portfolio clients.
Build relationships with key internal and external stakeholders and foster team knowledge.
Coach and train junior team members on technical and professional skills (leading or as part of a portfolio team).
Meet clients and lead due diligence meetings
Required qualifications, capabilities, and skills
Strong analytical and credit skills/judgment, covering both qualitative and quantitative aspects.
Demonstrable product knowledge of a wide range of lending, derivative and treasury services products and associated documentation.
Established team player with project management skills and ability to take end-to-end ownership of work/projects.
Ability to take an active role in identifying key issues and concerns relating to clients, their industries, and transaction structures.
Ability to establish credibility and trust with clients, internal business partners, product specialists, and credit officers, and to partner with them effectively.
Ability to foster relationships and confidently interact with origination teams and other internal stakeholders.
Self-starting, result-driven, able to multi-task, with a risk-reward mindset and adaptability given the dynamic nature and timing of workflow.
Coaching and development ability towards junior colleagues.
Strong written and verbal communication skills, along with strong interpersonal skills.
Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment.
- Experience in roles with relevant skills for this position
Preferred qualifications, capabilities, and skills
Previous experience reviewing and commenting on loan documentation and core corporate derivative documentation.
Highly proficient in Microsoft Excel with ability to navigate financial models, as well as Microsoft PowerPoint, Word, and Outlook.