Credit Risk Portfolio Management Analyst
HSBCThe opportunity : Credit Risk Portfolio Management Analyst
Being part of HSBC in Switzerland, you’ll help evolve and grow our business.
The Credit Risk Portfolio Management Analyst will support the effective management of credit risk across the Private Banking (PB) portfolios, with a particular focus on PB Switzerland.
Are you interested? Do you have strong analytical and credit risk skills? Do you enjoy being part of a cohesive team?
If you answered yes to any of these questions, we want to hear from you!
What you will do:
The Credit Risk Portfolio Management Analyst will ensure impairments/Expected Credit Loss (ECL), stress testing, regulatory reporting and credit risk change initiatives are delivered accurately, on time and in line with Group policy and local regulatory expectations.
In this role you will:
- Manage and monitor impairment and ECL assessments across PB entities (with a focus on Switzerland, Asia and the Channel Islands), including review and challenge of calculations, assumptions and model applicability
- Produce a comprehensive quarterly “Review and Challenge” pack, highlighting key findings, trends and recommendations for global and local stakeholders, and oversee impairment treatment for non-performing clients in line with policy and risk appetite
- Support annual regulatory and internal stress testing for Lombard and mortgage portfolios, contributing to scenario design, data preparation, model execution and analysis, and preparing clear materials for senior management
- Drive and/or support global and regional credit risk projects and change initiatives, including regulatory impact assessments (e.g., Basel/local rules) and review of IT/data-flow changes; contribute to requirements, testing and implementation to ensure compliant delivery
- Ensure timely and accurate production of regulatory credit risk reporting (e.g., large exposures, counterparty exposures and other mandated returns), monitor adherence to relevant policies, and support regulatory change management activities
- Support audit/review and regulatory engagement (Internal/External Audit, Credit Review, FINMA), coordinating responses and evidence, tracking remediation actions, and developing/maintaining quantitative tools (Excel/VBA and/or Python) and End User Computing (EUC) governance, including migration of critical EUCs to more robust solutions where appropriate
You should apply if you have:
- University graduate or equivalent with solid understanding of financial markets and credit risk
- Experience in credit risk, portfolio management, finance or related risk functions, ideally within Private Banking / Wealth Management or a similar environment
- Exposure to regulatory stress testing, IFRS 9 reporting, capital or regulatory reporting is an advantage
- Familiarity with regulatory environments such as FINMA and other European regulators is beneficial
- Strong analytical and quantitative skills, with advanced proficiency in Excel; experience with Python, SQL or similar tools is an advantage
- Ability to work with large datasets, perform data quality checks and interpret model outputs
- Good understanding of EUC governance and model risk concepts
- Strong attention to detail combined with the ability to see the bigger picture and articulate key messages succinctly
- Effective communication and presentation skills, with the ability to challenge constructively and influence stakeholders at different levels
- Proactive, organised and able to manage multiple deliverables and deadlines, especially around quarter end and regulatory submissions
- Collaborative mindset, working across functions and geographies in line with HSBC’s values
- Fluent in English and French, both written and spoken
- Due to immigration restrictions in Switzerland we will only be able to consider applications from Swiss or EU citizens or from candidates holding a valid Swiss work permit
Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right for you.
What you’ll get in return:
We offer a comprehensive and competitive package of benefits usually covering healthcare, life assurance, pension, and family friendly leaves, as well as many other benefits to support your wellbeing.
HSBC operates multiple variable pay plans, to reflect the diverse nature of the businesses, roles and markets in which we operate. Variable pay is designed to reward colleagues for their individual performance and contribution, as well as the performance of their relevant Business / Infrastructure, and the overall Group.
HSBC has been certified “Top Employer 2026” in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in France, Germany, Italy, Luxembourg, Netherlands, Poland, Spain and Switzerland.
HSBC is a signatory company of the Advance Charter. This Charter is a commitment towards gender equality in business and hence a workplace environment that supports a fair and balanced approach to hiring, remunerating, promoting and retaining female talent.
Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.
If you have a need that requires accommodations or changes during the recruitment process, please let us know.
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For further information on building your career at HSBC, please visit: www.hsbc.com/careers
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