Transaction Banking, Financial Crime Risk Management, Analyst/Associate

TRANSACTION BANKING 

We aim to build a modern and digital first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to deliver a best‑in‑class digital banking experience that empowers clients with a clear, connected view of their business. We make payments simple, secure, and seamless—whether they’re local or global—so moving money across borders feels just as effortless as paying across the street.

THE ROLE & TEAM 

As part of TxB’s global first line of defense risk team, you will be involved in supporting TxB’s comprehensive risk management program with a focus on financial crime and other compliance related risks.  

In this role, you will work closely with senior members of the TxB financial crime risk team to support business advisory, client selection, and governance functions. Key activities will include the execution of complex due diligence on new and existing clients, ongoing engagement with stakeholders to address escalations, monitoring of the client portfolio to identify key changes in risk profiles, as well as contributing to the management of other controls and functions to mitigate financial crime and compliance risks. To execute this function, you will work closely with various stakeholders ranging from TxB business managers to legal and second line of defense compliance personnel.  

We are looking for an intellectually ambitious individual with excellent communication skills, who takes initiative and ownership of their work, enjoys working collaboratively in a dynamic and constantly evolving environment, and excels at producing high quality and timely deliverables with agency.  If that’s you, we would like to hear from you! 

RESPONSIBILITIES

• Support the team to provide risk advisory evaluations on prospective and existing clients based on risk management criteria
• Perform, evaluate and assess adverse media searches on TxB clients
• Maintain knowledge of regulatory/compliance expectations, industry trends and emerging threats/risks
• Execute due diligence routines on clients with elevated financial crime and/or compliance inherent risk or otherwise complex profiles (such as correspondent relationships)
• Collate feedback from internal and external stakeholders to draft due diligence memos/reports on higher risk clients for internal review/signoff
• Execute transactional activity reviews against client expected activity
• Ensure reviews and associated processes are completed in a timely manner through strong organization and project management skills
• Update and maintain documentation for team processes and best practices
• Manage multiple tasks and use sound judgment when prioritizing
• Establish trusted partnerships with peers, functional leads, and executive-level stakeholders across lines of defense

BASIC QUALIFICATIONS  

• Bachelor’s Degree plus 1-2 years of professional experience in a financial crime risk management or a compliance role in financial services
• Ability to create professional presentations and communications in written and visual formats such as detailed reports including data analysis and visualizations, policies/procedures, process flows, governance documents, committee minutes, and presentations using PowerPoint
• Ability to be creative, collaborate widely and deliver on key risk objectives in a timely and self-directed manner
• Strong presentation (written and verbal), organizational and interpersonal skills
• Must be comfortable and adaptable in a dynamic and multi-faceted work environment
• Ability to balance both objective and subjective viewpoints when assessing complex risks
• Strong prioritization skills and ability to manage several projects/tasks simultaneously
• Team oriented, energetic, self-directed, and self-motivated
• Professional fluency in the English language

PREFERRED QUALIFICATIONS

• 3 plus years of experience in risk management, financial crime advisory, legal and/or compliance 
• J.D. or master’s degree in a related field
• Experience drafting financial crime related documents, such as enhanced client due diligence review reports, transaction monitoring investigative reports 
• Prior Transaction Banking/Commercial Banking experience
• Experience in payments/with payment rails 
• Experience conducting due diligence of correspondent banking relationships 
• Client-facing experience in a similar role

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers .

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https:// www.goldmansachs.com/careers/footer/disability-statement.html

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