Senior Product Manager, Scaled Spend Control

This posting reflects a current, actively recruited opening at Float. All applications are being reviewed on a rolling basis.

About Float

Float is on a mission to simplify finance for Canadian businesses, empowering them to eliminate complexity and unlock new opportunities. Through our innovative platform, Float enables businesses to streamline financial operations and optimize cash flow, so they can focus on what matters most: growth.

As one of Canada’s fastest growing companies and top-rated startups in 2025, 2024 and 2023, Float is customer-obsessed, passionate and entrepreneurial, with a team that includes leaders from Uber, Stripe, Shopify, Top Hat, Ada, Doordash, Snowflake, and Wealthsimple.

At Float, everyone is an owner, bringing their unique perspective to our team and product. Your voice is important, and we take having a culture based on feedback seriously. We openly share our thoughts and differing opinions so we can continue to improve. We do our best to keep our decision-making decentralized so that all team members feel ownership in our success.

Our Product

Float is Canada’s intelligent financial operating system, combining modern financial services and software to help businesses spend, save, and grow. Trusted by more than 10,000 Canadian companies, Float provides high-limit corporate cards, automated expense management, next-day bill payments, high-yield accounts, and industry-leading support, all built in Canada, for Canada. Float recently announced our $85 million Series C, and is backed by world-class investors, including Inovia Capital, Growth Equity at Goldman Sachs Alternatives, OMERS Ventures, and Silicon Valley Bank.

Our team is a collection of ambitious, collaborative and mission-driven people from all walks of life but with one goal: helping Canadian companies not just survive but thrive. And we’re looking for bold innovators to help shape the future of business finance in Canada.

AI Use in Our Hiring Process

We use technology, including artificial intelligence (AI), to support parts of our hiring process. This may include AI-assisted scheduling and candidate communications, and AI-generated interview notes, guides or summaries to help our team focus on the conversation. All hiring decisions are made by our hiring team.

About the Role

We’re hiring a Senior Product Manager to own Scaled Spend Controls — one of three squads inside Float’s Spend Management pillar, reporting to the Head of Spend Management.

Your squad’s mission is to give finance leaders enough control and visibility that they are willing to put more of their company’s spend on Float. Budgets and reporting are not adoption goals in themselves. They exist to make a controller confident enough to raise a limit, open a new spend category, or migrate a spend type onto card — and that confidence is what shows up as revenue. Using AI first approach to bring in budget visibility into the product and meeting users where they're at; you're objective will be to automate away the friction of finance reconciliation through automations, integrations and building out a delightful scaled spend experience.

You’ll work with a designer and four engineers, alongside Product Ops/Analytics, and partner closely with Accounting, CX, and Sales.

What You’ll Own

Surface area

• Budgets — funding pools, categorization, recurring structures, enforcement

• Spend programs and controls — policy definition and enforcement, the container binding policy, budget, and card

• Reporting — the reporting platform, period comparison, out-of-policy spend visibility, and the reporting views that surface on users command center

• AI enabled reporting - Incorporating AI to help answer finance questions based on users spend data

• Month end reconciliation automation - AI first month end workflows to automate transaction coding

Outcomes you’re accountable for

• Spend per account

• Budget and reporting adoption across mid-market accounts

• The behavioural link between them: do accounts that adopt budgets actually raise ceilings and open categories?

What You’ll Be Responsible For

Product strategy and roadmap

• Own the squad’s roadmap end-to-end: sizing, sequencing, and cuts. Candidate initiatives are pre-populated; the judgment about what ships and in what order is yours.

• Make the trade-off calls on the pillar’s most constrained roadmap, and escalate with options when scope and capacity don’t reconcile.

• Benchmark against Ramp and the broader spend management market, and be specific about which gaps are worth closing and which aren’t.

Product execution and delivery

• Take features from discovery through launch and iteration with a designer and four engineers.

• Write requirements that engineering can estimate against, in plain language rather than implementation jargon.

• Manage dependencies across squads — you consume detection, notification delivery, and approvals routing as services from another squad, and you supply policy definitions that a third squad evaluates at transaction time.

Analytics and instrumentation

• Define the instrumentation that doesn’t exist yet, including limit-ceiling change events attributed to budget adoption, and category expansion events.

• Set baselines with Product Ops in your first weeks and hold the line on measuring behaviour change, not just adoption.

• Be willing to conclude that a thesis you inherited is wrong, and say so.

Customer-focused development

• Work directly with finance leaders and controllers, and with Sales and CX, to understand where control and visibility break down.

• Reduce friction in high-complexity B2B workflows — permissions, policy configuration, bulk operations, reporting exports, accounting integrations.

AI-enabled product and workflow thinking

• Use AI tools to accelerate research, documentation, analysis, and planning.

• Identify high-leverage, responsible AI use cases in reporting and analysis — natural-language querying over spend data is on the roadmap — and evaluate risks, data requirements, and guardrails when proposing them.

What Success Looks Like (6–12 Months)

• You’ve shipped budgets and a phased reporting rollout, with real adoption in mid-market accounts.

• Spend per active card is up, and you can explain which of your initiatives moved it.

• The visibility-drives-spend thesis is either evidenced or disproven, and the roadmap reflects the answer.

• Established-cardholder decline recovery is measurably better.

• Engineering, Design, and Analytics want to work on your squad, and leadership trusts your prioritization without needing to re-derive it.

What We’re Looking For

• You have strong product fundamentals. 5+ years of hands-on B2B SaaS product management in a startup or scale-up, with end-to-end ownership of a meaningful surface and measurable impact to show for it.

• You’re analytically strong. Comfortable with SQL or a genuine working partnership with data teams. You define your own metrics, spot when a number is measuring the wrong thing, and change your mind when the evidence is clear.

• You act like an owner. You take responsibility for outcomes, not output. You escalate risks with options attached.

• You have conviction. You can hold a position through pushback when you have evidence, and drop it quickly when you don’t.

• You have good product judgment. You can tell good design from bad, you think in workflows and edge cases, and you can navigate a domain where the edge cases have accounting consequences.

• You put customers first. You start from real workflow friction, and you can distinguish a genuinely painful workflow from a merely unfamiliar one.

• You’re curious about AI. You use modern tools to sharpen your own output, and you’re open-minded about where AI belongs in the product.

• Nice to haves:

  • Fintech, spend management, or financial operations product experience

  • Exposure to policy engines, permissions systems, budgeting or FP&A tools, or reporting and analytics platforms

  • Familiarity with accounting workflows — GL structures, dimensions, month-end close

This Role May Not Be a Fit If

• You want a well-instrumented problem space with clean baselines waiting for you.

• You prefer executing a roadmap someone else has sequenced.

• You’re uncomfortable owning a number you can only move indirectly, through someone else’s behaviour change.

• You avoid analytical work, or treat metric definition as someone else’s job.

Flexible Work Model

Float is Toronto-based with a hybrid model: in-office collaboration days, plus occasional in-person time for workflow-discovery sessions. Remote candidates within Canada considered, with occasional travel to Toronto.

Our Hiring Philosophy

We hire for character, curiosity, and learning velocity before credentials. Titles matter less than impact, and every hire is expected to raise the bar for Float as a whole.

Why You Should Join

• Work at one of Canada's fastest-growing fintech companies

• Make a real impact in a high-autonomy, high-growth role

• Collaborate with an ambitious and supportive team

• Competitive compensation, equity options, and benefits

• Hybrid work model – we are based in Toronto with in-office days for connection and collaboration

• Enjoy catered team lunches every Tuesday, Wednesday and Thursday

• Bring your pup to our dog-friendly office

• Thrive in a high-trust, high-performance culture where your work truly matters

In Short

At Float, you’ll thrive if you’re bold, curious, and eager to make a real impact. We're building something special—and having a lot of fun along the way. If you’re excited to build, grow, and win together, we’d love to meet you.

We’re committed to building a workplace that’s welcoming and accessible for everyone. If you need any accommodations during the hiring process or once you join Float, just let us know! You can reach out to Vic (victoria@floatfinancial.com), and we’ll work with you to make sure you have what you need to succeed.