Associate, Credit Execution

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you'll be doing

As an Associate, Credit Execution, you will play a pivotal role in supporting credit origination requests for Business Banking, Imperial Service, and Personal Banking. Reporting to the Director, Credit Execution, you will be responsible for supporting and reviewing BCLASS/ICAP credit applications, conducting lender due diligence, and assisting with strategic lending initiatives and business projects. Your contributions will drive the growth and transformation of our credit portfolio through the seamless execution of platform-based initiatives and lending transformation objectives. This role provides substantial opportunities for professional growth and career advancement. Over a 12–18 month period, you will benefit from comprehensive training and practical experience, preparing you to become a leading candidate for advancement within the Credit Execution team or for transition into a Relationship Manager position within Business Banking.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement  will be discussed at the time of your interview.

How you'll succeed

• Credit Analysis - Apply your strong financial and analytical skills to thoroughly review credit applications, ensuring accuracy and informed recommendations that support sound lending decisions.

• Process Improvement - Identify opportunities to streamline credit processes and implement enhancements that improve efficiency, accuracy, and the overall client experience.

• Relationship Management - Build strong partnerships with cross-functional teams and external vendors, ensuring seamless execution of strategic initiatives and lending projects.

• Ownership and Accountability -Take initiative and responsibility for your work, maintaining attention to detail and consistently meeting deadlines in a fast-paced environment.

• Compliance and Risk Standards - Adhere strictly to CIBC’s policies, procedures, and regulatory requirements, ensuring all activities meet the highest standards of integrity and compliance.

Who you are

• You can demonstrate experience in banking. Business Banking experience is an asset.

• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it’s the right thing to do.

• You're passionate about people. You find meaning in relationships and surround yourself with a diverse network of partners. A strong communicator, you connect with others through respect and authenticity. 

• You act like an owner. You thrive when you're empowered to take the lead, go above and beyond, and deliver results.

• You have completed Post-secondary degree or diploma in Accounting, Finance, or related field, with strong financial analysis and accounting knowledge

• You're fluent in English. It’s an asset if you’re fluent in French.

• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-81 Bay, 23rd Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Business Banking, Business Development, Client Service, Credit Management, Ensure Compliance, Financial Analysis, Proposal Writing, Researching, Risk Management and Mitigation