Purpose of the role
To support the organisation, achieve its strategic objectives by the identification of business requirements and solutions that address business problems and opportunities.
Accountabilities
Vice President Expectations
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.
Join our growing Consumer Risk function and make a real impact on how we deliver value to our customers and business. As a Business Analyst, you will support the identification of business requirements and the development of innovative solutions, helping the organisation achieve its strategic goals while ensuring good consumer risk practices are embedded across change.
To be successful as a Consumer Risk Business Analyst, you should have experience with:
Business Analysis experience specifically within Risk IT functions of a financial institution. Deep understanding of either:
Market Risk: VaR (Value at Risk), Stress Testing, FRTB (Fundamental Review of the Trading Book), P&L attribution, sensitivities (Greeks), end-of-day risk aggregation, front-office risk limits, and trading book/banking book differentiation.
Consumer Risk: IFRS 9 / CECL (Expected Credit Loss), PD/LGD/EAD modelling, credit scoring, origination risk, collections risk, stress testing, portfolio segmentation, and provisioning calculations.
Proven experience leading data migration projects from on-premises risk data warehouses (e.g., Oracle Exadata, SQL Server, Teradata) to AWS Cloud (Redshift, AWS S3, Glue). Deep understanding of risk data lineage - from trade/loan origination systems through to risk calculation engines and regulatory reporting. Experience defining data quality rules, reconciliation frameworks, and validation strategies specifically for risk data during cloud cutover
Proven ability to engage and influence senior stakeholders across Risk, Finance, Front Office, and Technology - including quants, risk controllers, traders, and IT leads. Expert in translating complex business needs into clear, actionable functional and non-functional requirements. Strong track record of managing regulatory-driven change with tight deadlines and high-stakes delivery
Some other highly valued skills may include:
Certified or experienced Product Owner or Product Manager within a SAFe environment. Comfortable managing Program Backlogs, writing Features and User Stories with clear Acceptance Criteria, leading PI Planning, and coordinating with multiple Agile teams across Risk and Technology.
Familiarity with BUK's consumer and SME product suite—including Residential Mortgages, Personal Loans, Credit Cards, Overdrafts, and Current Accounts. Understanding product P&L drivers, customer lifecycle (origination → servicing → arrears → write-off), and how each product generates Consumer Risk exposure (PD, LGD, EAD). Knowledge of product hierarchies, customer segmentation, and key data attributes required for IFRS 9 ECL calculations
Practical experience using Claude or similar LLMs to accelerate BA deliverables - such as generating SQL/Python scripts for data profiling, summarising regulatory documentation (e.g., PRA/EBA guidelines), auto-generating test scenarios, or drafting user stories from meeting notes
You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.
The location of your role is London.