SDE-1, IN Pay Cards Core Processing, IN Payments - Cards Core Processing

IN Pay Core Processing team is looking for an Engineer to join us on our journey to build best-in-industry payment experience.

IN Payments Cards Core Processing team is an India first tema with a vision to give every Amazon Pay customer access to a consistent, secure, compliant, highly reliable and friction-less payment experience transacting on or off Amazon. We power payments for 15+ Amazon India businesses like A.in Retail Marketplace, Login & Pay with Amazon (LPA), Prime, PrimeVideo, Amazon Business, Amazon Marketing Services, etc. To give you a glimpse of our scale and impact - in 2025, our systems processed ~1.8 billion successful payments via offerings spanning across three key areas:

Processing: Encapsulated multi-factor authentication and payment processing workflow orchestration.
Influencing: Connection strategy for payment processing, Dynamic payment method suppression and Real Time Monitoring : Provides comprehensive 24/7 system monitoring and alert response, ensuring critical infrastructure availability and optimal performance through proactive incident management.

Why join us?

1. Innovation: We are working on key end-customer facing innovations like Cards Biometrics, In-Housed OTP reader and auto submit, BII Revise Payments, OTP less, best-in-industry Processing latency, unified recurring payments selection & processing, etc. The ambiguity and complexity of these areas provide endless opportunities to innovate on behalf of our customers.

2. Learning: We work on a very diverse problem space ranging from client-side innovations to fault tolerant Tier1 distributed systems to working with various industry partners. It involves discussion with multiple partners in payment ecosystem like processors, acquirers, networks like Visa/Mastercard/RuPay/AMEX/Diners and Issuers, which helps to understand end to end functioning of payment industry. We encourage and facilitate rotation of engineers in the team across these areas for multifaceted growth.

3. Growth: We have multiple large initiatives in pipeline for 2026 like Biometrics for Cards, BII Revise Payments,Device Tokenisation, Issuer Tokenisation, Real Time monitoring etc. We are looking for SDEs to join us and lead these ambitious projects. We have multiple Sr SDEs and PEs working and overseeing projects in this space to nurture and guide junior engineers. The managers in our team collaborate with each team member on planning and tracking career growth via goal setting, frequent career connects, individual mentors and proactive goal/work summary assessments.

4. Fun: Despite the hurdles created by fully remote work environment, we try to find avenues to have fun with teammates while working hard and making history.

About the team
IN Payments Cards Core Processing team is an India first tema with a vision to give every Amazon Pay customer access to a consistent, secure, compliant, highly reliable and friction-less payment experience transacting on or off Amazon. We power payments for 15+ Amazon India businesses like A.in Retail Marketplace, Login & Pay with Amazon (LPA), Prime, PrimeVideo, Amazon Business, Amazon Marketing Services, etc. To give you a glimpse of our scale and impact - in 2025, our systems processed ~1.8 billion successful payments

Basic Qualifications

- 1+ years of non-internship professional software development experience
- Experience programming with at least one software programming language

Preferred Qualifications

- Bachelor's degree in computer science or equivalent

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