Senior Product Manager - Payment

Cross-border bank payments are one of fintech's least glamorous and most unforgiving problems — a maze of protocols (EBICS, SWIFT, Editran, banking APIs), formats (ISO 20022, CFONB), and banks that all do things their own way. We're looking for a PM who finds that exciting rather than exhausting. You'll own the strategy, dig deep into what 8,000+ international mid-market clients actually need, and turn that complexity into payment infrastructure efficient. 

You'll own payment strategy end to end — from how money actually moves across borders to the commercial terms we negotiate directly with banks. Your job is to design what bank payments look like at Agicap on an international scope, and you'll have the mandate to do it. 

⚡️ As a PM, your mission will be to:

Develop new products and features by analyzing data, conducting user interviews, studying the competition, and leveraging input from cross-functional teams to uncover new opportunities

Become the bank payments expert in Agicap 

Work with Tech, Design, Sales, Support, and Data teams to continuously turn insights into opportunities, hypotheses, tests, and features that win over our 8,000+ international clients and directly fuel Agicap's growth

Set quarterly business and product objectives for your squad (in collaboration with the CEO, CPO, and CTO)

Build your squad's product roadmap based on Agicap's strategic objectives

Own the quality and delivery timelines of the features your squad ships — we love an MVP approach

Build a strong relationship with Tech and Design to deliver innovative features on tight timelines

Continuously measure and track the impact of the features your squad develops

🌈 Our Product/Tech team today:

1 CTO and co-founder

1 CPO

4 Heads of Product

1 Head of Design

13 Product Managers

10 Product Designers

12 Product Knowledge Managers

150 Software Engineers

⭐ Who we're looking for:

Must-have

Product or pre-sales experience with corporate-to-bank channels: EBICS, SWIFT (corporate side: FileAct, gpi), H2H, corporate banking APIs

Payment and reporting formats: ISO 20022 (pain / camt), CFONB, ideally MT

Understanding of VOP challenges (Verification of Payee, 2026–2027 compliance) and the ISO 20022 migration

Ability to engage with treasurers / CFOs on the client side and Cash Management teams on the bank side

Nice-to-have

Knowledge of local specifics (CBI in Italy, FedNow/Fedwire/ACH in the US, DACH region)

Exposure to cash management platforms or TMS (Kyriba, Sage XRT, Trovata, Datalog…)

You've launched products that delivered meaningful business results and real value for users

You have strong analytical skills and approach topics with curiosity and methodological rigor

You have excellent communication skills to align diverse stakeholders, carry a vision, and clearly articulate user value and business impact

You're used to working directly with developers and designers

You're comfortable listening to and communicating with external stakeholders

You bring a strong sense of ownership

You're fluent in English (French or German or Italian is a plus)

🎁 What we offer:

Competitive compensation based on profile and experience

2 days of remote work per week

A dedicated and personalized onboarding

An empowering, growth-oriented environment with a lot of autonomy

A passionate work atmosphere with real team spirit, all working to take Agicap to new heights abroad

⏳ Hiring process:

1st interview with Théo, Senior Talent Acquisition – 45 min

2nd interview – VP / Head of Product – 45 min

3rd interview – live case study – 1h

Final interview – VP Product / Tech Lead – 30 min

Offer!!!